Garagekeepers Legal Liability
Coverage designed for businesses who offer towing services or operate service stations. It protects a customer's vehicle when you are keeping it at a covered location for parking or storing, or to perform service.
Who Needs It?
Towing Company - Fires, collisions and other damages are covered while a customers car is parked or being stored on the lot or in the garage.
Auto Repair/Service Shop - Protects not only the customers vehicle while in the possession of the business, but also protects the service performed while repairing the vehicle should it cause damage to any other vehicles currently in the shop
Restaurant With Valet Service - Damages to parked cars while parked in your lot, or vehicles being driven by valet staff.
What Gets Covered?
Injuries Occurred At the Garage or Lot - Should a client slip and fall when walking through a repair shop to consult a mechanic, the business is liable for the injured party’s medical care
Employee Dishonesty - Provides coverage should an employee steal or vandalize a customers vehicle.
Products Sold or Manufactured - If a client causes property damage due to faulty parts installed in their car, this policy covers these damages
Property Damage - The primary coverage of a garagekeepers policy. Provides coverage should a fire break out and damage multiple vehicles on the premises. The policy will also cover employees who are test driving a customer’s vehicle.
Related Products
Business Owners Policy
Commercial Property
Commercial General Liability